How ETFs Offer “Free Money”

By Nicholas Vardy If you invest heavily in mutual funds, your strategy may be costing you a lot more than you think.
Today, Nicholas Vardy explains how to calculate your costs and utilize ETFs to earn what basically amounts to free money.

“A penny saved is a penny earned.”
– Benjamin Franklin
You’ve probably heard this bit of Ben Franklin’s wisdom before. But if you stop to think about it, you’ll realize that Franklin’s insight is not entirely correct.
That’s not his fault. After all, he coined this proverb before the era of personal income taxes. Because of taxes, today, a penny saved is more than a penny …read more

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