By Ben Broadwater We live in a culture of debt. In fact, many people will tell you that taking on large amounts of debt is completely normal. Overall household debt in the U.S. had taken a downturn for a while, but in 2013 it began to grow again and now stands at more than $13.67 trillion. Mortgages alone are responsible for 71% of household debt. (That being said, in almost all cases, mortgage debt should be the last debt you pay off.) If you are like many Americans, you may be buried under a mountain of debt that can seem insurmountable…but there is …read more