Sometimes that’s because they were overly ambitious, or simply didn’t have a good step-by-step plan. “The beginning of the new year is the perfect time to get your finances off to a good start,” says attorney Erika Kullberg, who runs a personal finance YouTube channel. “The trap most people fall into at the start of a new year is creating financial plans that are overly ambitious — so it’s hard to follow through,” she says. …read more
Source:: Yahoo Finance