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Better Business, Bigger Profits… Happier People

In my last two columns, I’ve discussed the value of “Conscious Leadership,” as defined by Whole Foods founder and CEO John Mackey in his new book of the same name.
Conscious leaders connect people to purpose and hold themselves – and their organizations – to the highest ethical standards.
Businesses that do this have higher employee retention, dependable suppliers, loyal customers, better reputations, fewer regulatory and legal hassles, greater market share, and bigger profits.
How do you become a conscious leader?
It begins with a robust commitment to self-improvement.
Before we can consciously lead others, we have to learn and grow ourselves.
John cites Benjamin Franklin’s …read more […]

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Best Retirement Plans – Preparing Your Future

At Investment U, we’re obsessed with the journey to Financial Freedom. It’s what drives our business, and inspires our readers. Selecting the best retirement plan is all part of that journey. Regardless of where you are today, understanding how to prepare for retirement is a key component of financial literacy and your future.
Right now, 56 percent of Americans have less than $5,000 in their savings account. A third of Americans have $1,000 or less. Meanwhile, the median savings amount is just $3,500. Unfortunately, these statistics mean that many people will be unable to enjoy a healthy, happy retirement unless they …read more […]

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Affirm IPO: Date, Price and More for AFRM Stock

The Affirm IPO is filed with the SEC. Founded by a PayPal alumni, the e-commerce platform is finally going public. And investors are looking forward for the launch of Affirm stock.
But is Affirm a good investment opportunity? Here’s what we know…
Affirm IPO: The Business

PayPal co-founder Max Levchin founded Affirm in 2012 with Nathan Gettings, Jeffrey Kaditz and Alex Rampell. Affirm is a technology company providing e-commerce solutions. It allows consumers to make purchases in interest-free installments. The company also offers an app to help people manage payments or open high-yield savings accounts.
In the Affirm IPO prospectus, the company states:
“We are …read more […]

Newsmakers

XPhyto (CSE: XPHY) (OTC: XPHYF) Secures Exclusive Psychedelic Drug Development Agreement

Psilocybin, mescaline, LSD, MDMA, DMT and other psychedelic compounds added to exclusive dealing agreement for the development of psychedelic-based therapeutics VANCOUVER, BC / November 10, 2020 / XPhyto Therapeutics Corp. (CSE:XPHY)(OTCQB:XPHYF)(FSE:4XT) (“XPhyto” or the “Company“), a next-generation […]

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How a Cash Balance Plan Can Help You Retire

Traditional defined benefit plans like pensions are vanishing. But that doesn’t mean employers are giving up on retirement plans. One of the more popular replacements has been a cash balance plan.
The slow death of pension plans has been a long time coming. But their demise was significantly sped up by the subprime mortgage crisis. Since 2009, several U.S. cities, counties and large firms have switched to cash balance plans.

One of the main reasons for the switch is so that these local governments and businesses can reduce cost. But that doesn’t mean employees are getting the short shrift. In fact, the …read more […]